Free 1:1 call — no conditions applied 700+ sisters across 7+ countries Swiss quality halal investing education Free 1:1 call — no conditions applied 700+ sisters across 7+ countries Swiss quality halal investing education

Free tool · for learning

Who inherits, and how much.

Enter an estate and a family, and see how the Islamic rules divide it — across all four Sunni schools at once, with every fraction, every blocked relative and every disagreement shown. It calculates shares. It does not write a will.

  • All four schools
  • Nothing stored
  • Working always shown
First — what is left to divide?

Nothing is divided until the estate has paid its way out. This order is fixed, and it is the step most calculators skip.

Funeral and burial costs

Taken first, before anything else, and kept reasonable — extravagance here comes out of the heirs' shares.

Debts

Everything owed, to people and to Allah: loans, unpaid mahr, outstanding zakat, an unperformed obligatory Hajj. Debts are settled in full before any heir receives anything.

Estate or inheritance tax

Not a category in classical fiqh, because it did not exist. Enter it here if your country levies it — it leaves the estate before distribution either way.

Bequest (wasiyyah)

Capped at one third of what remains after debts. And it cannot go to someone who already inherits — la wasiyyata li-warith, 'no bequest to an heir'. It is the way to leave something to a non-Muslim parent, an adopted child, or a charity.

Then — who survives?

Enter everyone who outlived the deceased, including people you expect to be blocked — several of them change the outcome without receiving anything themselves.

Spouse

A spouse always inherits and is never blocked by anyone.

Half if the deceased left no children or grandchildren through a son; a quarter if she did.

A quarter with no descendants, an eighth with them — and that one share is divided between however many wives there are.

Children and grandchildren

Grandchildren here means through a SON. A daughter's children are not agnatic heirs — they appear under distant kindred.

Never blocked, and blocks a great many others.

Half alone, two thirds if there are two or more — unless there is a son, when they take the residue together, two parts to his one.

Through a son, not a daughter. Blocked entirely by any son.

Takes one sixth alongside a single daughter, to bring the daughters' total to two thirds.

Parents and grandparents

Parents are never blocked. Grandparents are, by the parent they are related through.

One sixth when there are descendants, and the residue as well if those descendants are only daughters.

One sixth with descendants or with two or more siblings; one third otherwise.

Inherits only if the father has died. How he competes with the deceased's siblings is the largest disagreement in all of faraid.

Always blocked by the mother. Also blocked by the father in three schools — Hanbali is the exception.

Blocked by the mother. Shares one sixth if both grandmothers inherit.

Brothers and sisters

All siblings are blocked by a son, a son's son, or the father. Whether the grandfather blocks them too is the great disagreement.

Becomes a residuary when there are daughters but no brother — one of the few ways a sister inherits what is left over.

The one case where male and female take equally. One sixth for a single one, one third shared between two or more.

Nephews, uncles and cousins

Agnatic relatives — related through an unbroken male line. They inherit only when no nearer agnate survives.

Paternal uncles are residuaries. Maternal uncles are not — they are distant kindred, further down.

Distant kindred (dhawu al-arham)

Related through a female link. They inherit only when there is no fixed sharer besides a spouse and no agnate at all — and two of the four schools classically gave the estate to the treasury instead.

The four schools

Four answers, not one

Where the schools part company.

The Qur'an gives the fractions. It does not say who blocks whom, or what to do when the fractions do not add up to one. Those come from the Sunnah, the Companions' rulings and considered reasoning — which is exactly why four respected schools reach four answers.

The grandfather and the siblings

Where the father has died and the deceased left both a grandfather and brothers or sisters, Abu Hanifa treats the grandfather as standing in the father's place, so he excludes them completely. The other three schools follow Zayd ibn Thabit: the grandfather shares with them, taking whichever is best for him of an equal brother's portion, one sixth of the estate, or one third of what remains after the fixed shares. This is the largest single disagreement in the subject.

The Mushtaraka case

A woman leaves a husband, a mother, two or more half-siblings through her mother, and full brothers. The fixed shares use up the whole estate and the full brothers — nearer to her by both parents — receive nothing. Umar (ra) first ruled exactly that, then reversed himself and let the full brothers share the maternal siblings' third, reportedly on the argument 'suppose our father was a donkey'. Maliki and Shafi'i follow the reversal; Hanafi and Hanbali keep the first ruling.

The father's mother, while the father is alive

Hanafi, Maliki and Shafi'i all exclude the paternal grandmother when the deceased's father survives, because she is related through him. Hanbali lets her take her sixth alongside him.

A surplus, with only a spouse

When the fixed shares do not fill the estate and there are no residuaries, the surplus returns to the fixed sharers in proportion — but the majority do not return any of it to a husband or wife, because the spouse's share is a fixed maximum. Classically the remainder went to the public treasury. Uthman (ra) returned it to the spouse, and much modern practice follows him for the simple reason that there is no treasury to receive it.

Distant kindred

Hanafi and Hanbali let relatives through a female link inherit when nobody nearer survives. Classical Maliki and Shafi'i do not, and send the estate to the public treasury — though modern practice in both schools commonly admits them for the same reason as above.

Questions

The ones that come first.

Does this write my Islamic will?

No, and deliberately so. It shows how the Islamic rules divide an estate, which is a teaching exercise. A will is a legal instrument — it has to satisfy the law where your assets are, and in much of Europe that law overrides a Sharia distribution outright. Take the result of this page to a solicitor; do not take it as a document.

Why does a son receive twice a daughter's share?

Because the two shares carry different obligations. A man is financially responsible for his wife, his children and often his parents and sisters; what he inherits is already committed. A woman's share is hers absolutely — her maintenance is somebody else's duty, and her own wealth, including her mahr, is not touched by it. In several configurations a woman inherits more than a man in the same family. This page shows the working so you can see which.

Why do the four schools give different answers?

The Qur'an fixes the fractions in Surah An-Nisa — a half, a quarter, an eighth, two thirds, a third, a sixth. It does not set out what happens when those fractions add to more than the estate, or less, or who is blocked by whom. Those mechanics come from the Sunnah, the rulings of the Companions and considered reasoning, and that is where the schools part company. This tool shows all four rather than picking one for you.

Can I leave something to someone who is not an heir?

Yes — that is what a bequest, a wasiyyah, is for, and it is capped at one third of the estate after debts. It cannot go to someone who already inherits: 'no bequest to an heir'. It is the route for a non-Muslim parent, an adopted child, a friend or a charity, and this page caps it for you automatically.

What gets paid before the heirs?

Funeral costs first, then all debts in full — including debts to Allah such as unpaid zakat or an unperformed obligatory Hajj — then any bequest up to a third of what is left. Only what remains after all of that is divided. Most calculators skip this entirely and start from the gross estate, which overstates every share.

Join the newsletter

Real wealth talk,
straight to your inbox.

Skip the finance jargon and the junk mail. In-depth insights, practical halal investing strategies, and special offers for the sisters on this list.

Prefer to talk? Book a free call — no conditions applied.